Knoxville BMW Financing and Car Loans at Grayson BMW Near Oak Ridge, Maryville, & Sevierville TN

Welcome to Grayson BMW's Finance Department!

Most people need a car loan to finance their new car or used car purchase. Grayson BMW helps people with all credit situations; here you can use our online auto finance form to get a quick and accurate response on financing your next vehicle. Your auto financing information is encrypted in a safe digital format and is never sent through EMail. As we take every precaution to protect against identity theft, we will also need a faxed or digital image of your driver's license.

     Our finance experts at Grayson BMW help people with all types of special finance needs drive their dream car home! We can help you secure affordable auto financing in Knoxville. We desire to make the car loan process as pain free and transparent as possible at our Knoxville, TN car dealership.

Questions about financing a new or used car ? Request contact online!

It is important to know which financing option, buying or leasing, suits your situation best


When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash (or roll these taxes into your auto loan) and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle. 


With a lease you have options you don't have when you purchase a car. When you lease, you are paying only for the part of the car you use. With a lease, you pay for the use of a set number of miles on your leased vehicle (15,000, for example), and the natural depreciation of the value of the car as it ages in your possession. You do not have to put any money down, you typically only pay sales tax on your monthly payments, and are charged with a 'money factor' that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract. When the term of your lease is over, you have the option of buying the car for the 'residual amount' (which is determined at the time you sign your paperwork to lease the car).

     You also have the option of just giving the car back and getting a different car, taking no negative equity with you! You will of course be liable for any miles you use over the contracted amount, and any damage to the vehicle beyond normal use.  Finally, you also have the option of selling the car and paying off the residual amount, or simply trading in the car to do the same, since in some instances the leased car ends up being worth considerably more than the 'residual amount.'

Want to learn more about your options with buying or leasing a new BMW?

     We are ready to make your auto buying experience a stress free one. Our friendly and knowledgeable staff is always eager to help you: call us at 888-695-9038 or contact us online with any questions!

BMW Auto Financing and Used Car Loans in the Knoxville Area: Why Grayson BMW?

It can be tough to find a decent car loan or lease option, but Grayson BMW is dedicated to finding you the best possible rates on a car loan in the Knoxville Area. We work with some of the nation's top lenders to offer you affordable monthly payments and the lowest interest rates available. We are a preferred source for the best car loan rates on a new BMW or used car in the Knoxville, Maryville, Oak Ridge, and Tri-cities!

Keep it simple - here's why you should come to Grayson BMW in Knoxville, TN for your next Knoxville area car loan:

  • Our online credit application takes only minutes to fill out and submit.
  • We have a huge network of lenders to work with, allowing us to get you the best Knoxville, TN car rate your credit score allows.
  • No embarrassing bad credit situations. We provide a hassle-free and confidential experience.
  • Our no obligation application is free! Try it!

Browsing our dealership's extensive inventory, we're confident you will find your next new BMW , Certified Pre-owned BMW , or other Used Vehicle!  Pictures, prices and details are available for all of our new and used vehicles, and when you find yours you can contact us at 888-695-9038 or online to find out more! Ready for a test drive? Visit us in person by coming to 10671 Parkside Drive, Knoxville, TN!

Let us customize a car loan program to fit your needs!

Questions about financing? Please complete the online contact form and we will be happy to answer any questions regarding financing in complete confidence.


Grayson BMW

10671 Parkside Dr
Directions Knoxville, TN 37922

  • Sales: (865) 693-4555
  • Service: (865) 251-9347
  • Parts: (865) 693-9308


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday Closed